BIMAS Kenya Limited, a leading microfinance institution in the country, is seeking to recruit a capable and result-oriented Loan Officer. The successful candidate will be responsible for driving the growth of the institution's credit portfolio by selling financial products, managing loan accounts, and providing exceptional customer service to clients.
Duties and Responsibilities
Sustainable Growth: Achieve sustainable growth in accounts of an active clientele base through effective communication and the sale of products and services to enable the branch to perform to its expectations.
Portfolio Management: Maintain and grow a healthy credit portfolio through prudent loan administration, management, and strict compliance with policies, procedures, and best practices.
Reporting: Prepare and present comprehensive, timely, and reliable reports to provide information, aid in decision-making, and gauge the performance of both the officer and the branch.
Record Maintenance: Prepare and maintain records and valuables, ensuring all documents are filed and kept in a systematic manner for easier tracking and retrieval.
Customer Service: Educate clients on terms and conditions, offer financial advice, and maintain strong, lasting relationships.
Qualifications and Requirements
Age: Should be 25 years and above.
Education: Must hold at least a diploma in co-operative management or its equivalent.
KCSE: Have a minimum of grade C plain at KCSE.
Experience: Have at least 2 years of relevant work experience.
Field Mobility: Should be willing to ride a motorbike (those with a valid riding license will have an added advantage).
Integrity: Hold a valid certificate of good conduct (mandatory).
Communication: Excellent verbal and written communication skills.
