The Head of Treasury will own the end-to-end treasury function across all markets, ensuring optimal liquidity, capital efficiency, FX execution, and settlement integrity across the multi-country payment infrastructure. This is a strategic and operational leadership role responsible for designing and running the treasury architecture that enables the business to scale across markets. The role goes beyond cash management — it includes liquidity strategy, FX execution (including OTC), banking infrastructure, and capital optimization. The ideal candidate has deep experience in fintech, payments, or banking treasury environments, with strong exposure to multi-currency, multi-market liquidity systems and high-volume transactional flows.
Key Responsibilities
Treasury Strategy & Capital Efficiency
- Define and own overall treasury strategy across all markets.
- Optimize capital allocation, liquidity efficiency, and float utilization.
- Ensure efficient deployment of funds across wallets, banks, and partner rails.
- Drive improvements in cash velocity and working capital efficiency.
- Provide strategic input on business expansion from a liquidity perspective.
Liquidity & Float Management
- Own real-time liquidity positioning across all currencies and markets.
- Design systems to ensure continuous liquidity availability across rails.
- Forecast liquidity requirements based on transaction volume and growth projections.
- Minimize idle cash while ensuring operational settlement readiness.
- Build dashboards for real-time liquidity visibility and decision-making.
Treasury Operations & Settlements
- Own all cross-border and domestic settlement flows.
- Ensure accurate, timely, and controlled disbursements and reconciliations.
- Design scalable settlement architecture across banks, PSPs, and mobile money operators.
- Reduce settlement failures through process design and operational controls.
- Ensure strong auditability and reconciliation integrity across all flows.
FX, OTC & Liquidity Markets
- Own FX strategy across all markets and currencies.
- Establish and manage an internal OTC desk for liquidity and currency conversion.
- Identify, onboard, and negotiate FX providers and liquidity partners.
- Execute and optimize buy/sell flows for fiat and stable coins where applicable.
- Manage FX exposure and implement hedging strategies.
- Optimize spread capture and FX execution efficiency.
Banking, PSP & Partner Infrastructure
- Own relationships with banks, PSPs, mobile money operators, and settlement partners.
- Negotiate float terms, fees, settlement cycles, and liquidity arrangements.
- Design and optimize multi-partner treasury infrastructure.
- Support onboarding of new financial partners from a treasury readiness perspective.
Forecasting & Treasury Intelligence
- Build short, medium, and long-term cash flow forecasts.
- Align treasury forecasts with business growth and transaction dynamics.
- Provide actionable insights on liquidity and capital planning.
- Track cash efficiency, FX performance, and settlement health.
Controls, Risk & Governance
- Establish treasury controls, policies, and governance frameworks.
- Ensure compliance with internal and regulatory requirements.
- Maintain audit-ready documentation.
- Embed strong controls across FX, settlements, and liquidity management.
Systems & Automation
- Drive automation of reconciliations, liquidity tracking, and reporting.
- Partner with engineering to build real-time treasury systems.
- Ensure data integrity and scalability of treasury platforms.
- Implement dashboards for executive decision-making.
Leadership Scope
- Build and lead the treasury function as the company scales.
- Define structure, processes, and eventually hire and manage a team.
- Act as the primary treasury authority across all markets.
Requirements and Qualifications
- 7–12+ years experience in treasury, FX, liquidity, or banking operations.
- Strong background in fintech, payments, banking, or financial infrastructure.
- Experience managing multi-currency and multi-market treasury operations.
- Deep understanding of liquidity management, FX markets, payment settlement systems, and banking/PSP infrastructure.
- Experience building or scaling treasury systems in high-volume environments.
- Strong analytical and financial modelling skills.
- Experience in African or emerging markets preferred.
- BA/BSc/HND qualification in a relevant field.
Preferred Qualifications
- Experience running or participating in an OTC or FX trading function.
- Exposure to stable coin or digital asset liquidity management.
- Experience in high-growth fintech or cross-border payments companies.
- Strong automation or systems mindset (treasury tech stacks, APIs, dashboards).
How to Apply
Interested and qualified candidates should apply online via the Bridge Talent Management portal at bridgetalentgroup.zohorecruit.com.
.png){kind=logo}
