The Head of Treasury will own the end-to-end treasury function across all markets, ensuring optimal liquidity, capital efficiency, FX execution, and settlement integrity across the multi-country payment infrastructure. This is a strategic and operational leadership role responsible for designing and running the treasury architecture that enables the business to scale across markets. The role goes beyond cash management — it includes liquidity strategy, FX execution (including OTC), banking infrastructure, and capital optimization.
Key Responsibilities
Treasury Strategy & Capital Efficiency
Define and own overall treasury strategy across all markets.
Optimize capital allocation, liquidity efficiency, and float utilization.
Ensure efficient deployment of funds across wallets, banks, and partner rails.
Drive improvements in cash velocity and working capital efficiency.
Provide strategic input on business expansion from a liquidity perspective.
Liquidity & Float Management
Own real-time liquidity positioning across all currencies and markets.
Design systems to ensure continuous liquidity availability across rails.
Forecast liquidity requirements based on transaction volume and growth projections.
Minimize idle cash while ensuring operational settlement readiness.
Build dashboards for real-time liquidity visibility and decision-making.
Treasury Operations & Settlements
Own all cross-border and domestic settlement flows.
Ensure accurate, timely, and controlled disbursements and reconciliations.
Design scalable settlement architecture across banks, PSPs, and mobile money operators.
Reduce settlement failures through process design and operational controls.
Ensure strong auditability and reconciliation integrity across all flows.
FX, OTC & Liquidity Markets
Own FX strategy across all markets and currencies.
Establish and manage an internal OTC desk for liquidity and currency conversion.
Identify, onboard, and negotiate FX providers and liquidity partners.
Execute and optimize buy/sell flows for fiat and stable coins where applicable.
Manage FX exposure and implement hedging strategies.
Optimize spread capture and FX execution efficiency.
Banking, PSP & Partner Infrastructure
Own relationships with banks, PSPs, mobile money operators, and settlement partners.
Negotiate float terms, fees, settlement cycles, and liquidity arrangements.
Design and optimize multi-partner treasury infrastructure.
Support onboarding of new financial partners from a treasury readiness perspective.
Forecasting & Treasury Intelligence
Build short, medium, and long-term cash flow forecasts.
Align treasury forecasts with business growth and transaction dynamics.
Provide actionable insights on liquidity and capital planning.
Track cash efficiency, FX performance, and settlement health.
Controls, Risk & Governance
Establish treasury controls, policies, and governance frameworks.
Ensure compliance with internal and regulatory requirements.
Maintain audit-ready documentation.
Embed strong controls across FX, settlements, and liquidity management.
Systems & Automation
Drive automation of reconciliations, liquidity tracking, and reporting.
Partner with engineering to build real-time treasury systems.
Ensure data integrity and scalability of treasury platforms.
Implement dashboards for executive decision-making.
Leadership Scope
Build and lead the treasury function as the company scales.
Define structure, processes, and eventually hire and manage a team.
Act as the primary treasury authority across all markets.
Requirements
7–12+ years experience in treasury, FX, liquidity, or banking operations.
Strong background in fintech, payments, banking, or financial infrastructure.
Experience managing multi-currency and multi-market treasury operations.
Deep understanding of liquidity management, FX markets, payment settlement systems, and banking/PSP infrastructure.
Experience building or scaling treasury systems in high-volume environments.
Strong analytical and financial modelling skills.
Experience in African or emerging markets preferred.
BA/BSc/HND qualification.
Preferred Qualifications
Experience running or participating in an OTC or FX trading function.
Exposure to stable coin or digital asset liquidity management.
Experience in high-growth fintech or cross-border payments companies.
Strong automation or systems mindset (treasury tech stacks, APIs, dashboards).
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