Treasury Operations Officer (Swift and Trade Settlements)

Duties and Responsibilities

• Conduct daily reconciliations and variance investigation and preparation of the daily payment reconciliation report.
• Monitoring of interest due, principal repayments, and debt service schedules.
• Coordinating settlement instructions for FX and money market trades including validating, confirming, and settling trades.
• Review trade amendments, cancellations, rebooking for unusual patterns, and ensure all transactions are authorized.
• Managing and validating Payment Application Forms (PAFs) prior to processing.
• Maintaining Treasury-Finance hand-off records and ensure audit readiness.
• Support the daily cash position reporting and treasury reconciliations.
• Evaluate and enhance processes for mitigating risks associated with payments and treasury related transactions.
• Handle client inquiries regarding payments, transfers, and providing timely resolution.
• Maintain payment cut-off times, monitor daily queues, and optimize workflow to ensure high-quality service levels.
• Strengthening internal controls and reduce exposure to operational errors, including payment duplication and delayed settlements.
• Enhancing coordination between Finance and Treasury, ensuring efficient processing and reduced bottlenecks.
• Supporting remediation operational risk actions minimizing remediation costs.
• Performing any other duties as may be assigned by Management.

Qualifications and Competencies

• A Master's degree in Finance, Accounting, Banking, Economics, or a related field from a recognized institution.
• ACI operations certification will be an added advantage.
• A minimum of 5-8 years of proven experience in treasury operations, including payments processing and FX and money market trade settlements, in a Commercial/Development Banking or Financial institution environment.
• Strong working knowledge of SWIFT messaging, settlement workflows, and payment authorization controls.
• Experience in daily reconciliations, variance investigation, and cash position reporting.
• Solid understanding of treasury-finance hand-offs, audit-readiness, and operational risk controls.
• Strong attention to details, problem-solving skills, and ability to meet strict payment cut-off times.
• Effective communication and coordination skills for internal stakeholders and client inquiries.
• Proven organizational, problem solving and decision-making skills with the ability to build partnerships, work in multinational teams, deliver results and manage client relationships.
• Fluency in English is required. Knowledge of another official language of TDB Group's member states (French or Portuguese) would be an added advantage.