Equity Bank Kenya is seeking a Senior Credit Risk Manager to lead the development, review, and enhancement of credit risk reporting frameworks, dashboards, and management information (MI). This leadership role involves monitoring the Bank’s credit risk profile across portfolios, products, and sectors, providing expert analysis on asset quality, and supporting the formulation of credit risk policies and risk appetite metrics. Additionally, the role covers emerging areas such as Climate Risk management and Country Risk Management to ensure the bank remains resilient against physical, transition, and cross-border risks.
Key Responsibilities
Credit Risk Management
Lead the development and enhancement of credit risk reporting frameworks, dashboards, and management information (MI).
Monitor the Bank’s credit risk profile across portfolios, products, sectors, and counterparties, highlighting emerging risks and trends.
Support the formulation and review of credit risk frameworks, policies, methodologies, and risk appetite metrics.
Provide expert analysis and insights on asset quality, portfolio performance, concentrations, stress testing outcomes, and early warning indicators.
Ensure timely and compliant credit risk reporting to senior management, Board Risk Committees, and regulators.
Partner with Credit, Finance, Treasury, and Business Units to support informed credit decision-making.
Oversee credit risk data quality, assumptions, and integrity across systems and reports.
Support regulatory submissions, audits, and supervisory reviews.
Mentor and develop team members, fostering a strong risk culture.
Climate Risk
Support the development and maintenance of the Group Climate Risk Framework aligned to international best practice.
Define governance, metrics, and processes for physical and transition risk assessment.
Lead climate risk scenario analysis, sector heatmapping, and asset-level vulnerability assessments.
Oversee financed emissions estimation and carbon-intensive sector reviews.
Integrate climate risk drivers into credit rating models, underwriting, and stress tests.
Country Risk Management
Develop and maintain the Country Risk Management Framework covering Transfer & Convertibility (T&C), Sovereign, Contagion, and Cross-border settlement risks.
Ensure alignment with Basel Committee guidelines and internal methodologies.
Monitor country limit utilization across subsidiaries and cross-border exposures.
Identify emerging risks from geopolitical shifts, capital controls, or sovereign restructurings.
Core Accountabilities
Financial: Effective monitoring of impairments, NPLs, and portfolio quality; optimization of risk-adjusted returns.
People: Provide leadership to credit risk analysts and build technical capability within the Enterprise Risk team.
Processes: Design and maintain robust reporting and escalation processes; drive continuous improvement and automation.
Systems: Oversight of credit risk systems, data warehouses, and analytics solutions in partnership with IT.
Stakeholders: Act as a trusted advisor to business and credit teams, providing actionable risk information to senior management.
Requirements and Qualifications
Experience: Minimum 9 years’ experience in the financial services industry, with at least 6 years specifically in Credit Risk.
Education: Bachelor’s degree in Finance, Economics, Accounting, Mathematics, Statistics, or a related field.
Advanced Education: A Master’s degree in Finance, Risk Management, Economics, or MBA is an added advantage.
Professional Certifications: FRM, PRM, CPA, ACCA, or CFA certifications are strongly preferred.
Technical Knowledge: In-depth understanding of regulatory frameworks (Basel II/III), IFRS 9, and stress testing.
Skills: Proficiency in credit risk systems, data analytics platforms, and advanced analytical skills.
How to Apply
Interested and qualified candidates should apply online through the Equity Bank recruitment portal on Taleo. You can access the application page directly via this link: Equity Bank Kenya Application Portal
