Project Analyst

Role Overview

Reporting to the Manager, Credit Analysis, the Project Analyst will be responsible for the analysis of construction loans and other project related loan applications. The role also involves supporting ongoing projects to ensure that the Bank’s interest is upheld and projects are seamlessly executed for the mutual benefit of the Bank and customers.

Key Responsibilities and Accountabilities

1. Analyze feasibility studies, credit data, and financial statements to determine the degree of risk involved in extending credit.
2. Administer mortgages, monitor implementation, and review various reports including appraisals, environmental documentation, and engineering reports to determine compliance with investor requirements of projects financed by the Bank to ensure successful completion of the same.
3. Ensure compliance with all lending procedures as stipulated in the credit policy manual. This includes monitoring various financing products advanced to ensure compliance in relation to their satisfactory conduct, ensuring all post-approval activities, including conditions precedent to disbursement, are accurate and complete.
4. Provide technical support to the branch credit staff and clients on credit/mortgage-related issues.
5. Hold meetings with clients and consultants to address issues on proposed construction projects.
6. Conduct periodical site visits to assess projects and hold discussions with concerned parties together with the project managers.
7. Consult with customers to resolve complaints and verify financial and credit transactions.
8. Conduct market intelligence researches and prepare reports on the Real Estate sector for presentation to the Credit Committee, making recommendations for adaptation.
9. Participate in the preparation of Board Papers for presentation to the Board Credit Committee and Management Papers and reports for presentation to the Management Credit Committee.
10. Liaise with representatives of credit associations and other businesses to exchange information concerning credit ratings and forwarding addresses, and verify financial and credit transactions.

Qualifications and Competencies

• Education: Should be a holder of bachelor’s degree in Construction, Engineering or a related field (BA/BSc/HND).
• Professional Qualification: Should possess professional qualification in Project Management or a related field.
• Professional Membership: Should be a member of a relevant professional body.
• Experience: Should have at least four (4) years’ experience in Construction or Project Management.
• Core Skills: Should possess excellent credit and financial analysis skills.
• Communication: Should have excellent communication, report writing and presentation skills.
• Interpersonal: Should have great interpersonal skills, good customer service orientation and commercial awareness.