Yehu Microfinance Services Limited (YMSL) is a financial services organization that models itself after the Grameen Bank in Bangladesh. We use a group-based lending methodology and work exclusively in rural and peri-urban Coastal Kenya. Yehu offers savings and a variety of loan products to its clients. The Chief Internal Auditor (CIA) is a critical leadership role responsible for providing independent assurance on the effectiveness of the organization's risk management, control, and governance processes, specifically within the microfinance and digital lending landscape.
Key Responsibilities
Audit Planning: Develop and execute a risk-based annual audit plan covering digital lending, credit operations, finance, ICT, and governance.
Credit Assurance: Provide assurance on credit risk management, portfolio quality, loan pricing, provisioning, and Non-Performing Loan (NPL) management.
Regulatory Compliance: Ensure compliance with the Central Bank of Kenya Act, Digital Credit Providers Regulations, Consumer Protection Regulations, Data Protection Act, and Proceeds of Crime and Anti-Money Laundering Act, among other applicable laws.
Technology & Cybersecurity: Provide assurance over IT general controls, cybersecurity, digital lending systems, and third-party service providers.
Fraud Management: Lead fraud risk assessments and investigations into suspected misconduct or regulatory breaches.
Reporting: Prepare high-quality audit reports and present findings to Management and the Board Audit & Risk Committee.
Leadership: Lead, mentor, and develop the Internal Audit team while managing departmental resources effectively.
Requirements and Qualifications
Education: Bachelor’s degree in Accounting, Finance, Business, IT, or related field. A Master’s degree is an added advantage.
Certifications: Professional certification such as CPA (K), ACCA, CIA, CISA or equivalent.
Memberships: Active membership in ICPAK or a relevant professional body.
Experience: Minimum 8–10 years’ experience, with at least 5 years at a senior audit/risk level in a financial institution.
Industry Knowledge: Strong experience in microfinance, digital lending, fintech, banking, or SACCO environment.
Regulatory Expertise: Deep knowledge of CBK regulations, digital credit supervision, AML/CFT, and data protection frameworks.
How to Apply
Interested and qualified candidates should apply online through the Yehu Microfinance Services Limited recruitment portal at hcm.yehu.org. Make sure to submit your application by the deadline of February 28, 2026.
How to Apply
Interested and qualified candidates should apply online through the Yehu Microfinance Services Limited recruitment portal at hcm.yehu.org.
