The Specialised Lending Manager is a strategic role focused on bringing deep expertise in structuring and delivering complex lending solutions for affluent and wealth clients. The role involves managing commercial property, asset-based lending, mortgage lending, and multi-product credit arrangements. The successful candidate will conduct thorough financial and portfolio analyses, provide advisory insights, and design tailored lending structures that meet unique client needs while ensuring high-quality, compliant, and impactful outcomes.
Key Responsibilities
Partner seamlessly with Relationship Managers to originate, structure, motivate, and execute sophisticated lending deals that grow the debt book and maximise client value.
Conduct thorough financial and portfolio analyses to provide sound aligned advisory insights.
Design and execute tailored lending structures including commercial property, asset-based lending, mortgage lending, and multi-product credit arrangements.
Manage debt consolidation, loan restructuring, risk assessment, and financial due diligence.
Influence and collaborate with stakeholders including credit teams, valuators, legal partners, and risk functions to deliver fast, high-quality outcomes.
Ensure all lending solutions are compliant with banking regulations, the code of banking practice, and risk mitigation strategies.
Requirements
A First Degree (BA/BSc/HND) in Business Commerce, Legal, Finance, or any other related field.
Minimum of 7 years of general banking experience with exposure to the entire retail and corporate banking value chain.
At least 3 years of exposure to credit with a specific focus on Commercial property and complex deals.
Clear understanding of lending value proposition and delivery strategy.
Deep understanding of end-to-end credit processes, including assessment, approval, and risk mitigation.
Proven capability in structuring and executing complex lending solutions such as asset-based lending, mortgage lending, and debt consolidation.
Demonstrated track record of collaborating with Relationship Managers and influencing credit, risk, compliance, valuators, and legal partners.
How to Apply
Interested and qualified candidates should apply online through the Standard Bank Group career portal at www.standardbank.com. Alternatively, you can access the application page directly via the job link provided: Apply Here
