Apollo Agriculture is looking for a versatile, high-ownership problem solver to own Apollo’s acquisition credit engine — deciding which farmers to serve and on what terms, and keeping that engine profitable and protected from fraud as the business scales across markets.
About the Role
As more of Apollo's routine credit operations get automated, the role concentrates on the harder problems: framing decisions, bringing the analysis and a clear recommendation, aligning teams, and owning execution and results — setting direction together with credit leadership. What matters most is how you work: deep collaboration, clear communication, first-principles thinking, and genuine curiosity about our customers and our business.
Key Responsibilities
- Own acquisition credit strategy end-to-end: Decide who is approved, credit limits, pricing, product structure, and expected profitability of those decisions.
- Be a thought partner: Collaborate closely with Product, Commercial, Growth, Engineering, and Finance to keep credit strategy aligned with business milestones, and address hard operational problems across the business.
- Build and run the monitoring and learning loop: Establish dashboards, controls, automated triggers, experiments, and impact assessments to take timely corrective action when performance deviates from plan.
- Lead fraud and data verification strategy & ops team: Oversee detection processes and rules to stop fraud at acquisition, while managing day-to-day team SOPs, incentives, performance management, and quality.
- Spend regular time in the field: Meet farmers, agrodealers, field officers, and verification agents to understand challenges firsthand and improve the credit offering.
- Coach and develop the team: Build accountability, resilience, and future leaders within the function.
- Be AI-first in workflows: Use AI tools to cut turnaround times, automate repetitive tasks, and boost quality.
Qualifications & Experience
- 4–7 years of experience in credit, risk, strategy, analytics, or product roles, ideally within financial services or consulting.
- Solid understanding of lending economics (risk, pricing, portfolio performance).
- A degree in a quantitative or analytical discipline such as engineering, statistics, mathematics, or economics.
- Structured, first-principles problem-solving skills with a track record of turning ambiguous business problems into shipped policies.
- Exceptional analytical capability, including SQL and dashboard tools.
- Experience collaborating cross-functionally and leading/developing teams in fast-paced environments.
- Strong written and verbal communication skills.
- Willingness to spend regular time in the field and travel across Apollo's markets.
- Hands-on experience with AI tools and AI-assisted workflows.
- Direct experience designing and optimizing credit policies or fraud frameworks is a strong plus.