Sits between Finance and the Product & Technology platform team, as products are built, ensuring every new product, feature, or pricing change is correctly designed from an accounting and control standpoint before it ships.
You will own the thread from customer journey to financial reporting: how a product event is captured, how it maps to the chart of accounts, and how it lands in the Group's financial statements.
Responsibilities
Technical Accounting Partnership: Act as the standing technical accounting partner to Product and Engineering for all new products, features, and pricing changes.
Accounting Documentation: Write technical accounting memos and position papers for new or changed products (revenue recognition under IFRS 15, financial instrument classification under IFRS 9, fee vs. interest income treatment, etc.).
Chart of Accounts: Design, build, and maintain the chart of accounts for new and existing products, ensuring consistency across entities.
Customer Journey Mapping: Map each stage of the customer journey (onboarding, transaction, settlement, fee, reversal, write-off) to the correct GL treatment, end to end.
Product Spec Reviews: Review product and engineering specs pre-launch to flag accounting and control gaps before they reach production.
Reconciliation: Own the reconciliation between product/transaction system data and the general ledger, and resolve breaks at source.
Control Design: Design controls around new product flows (maker-checker, reconciliation, exception handling) and document them to audit standard.
Library Maintenance: Maintain a living library of accounting treatment documentation per product, kept current as products evolve.
Audit Collaboration: Partner with Financial Control, Internal Audit, and external auditors on product-related technical accounting queries.
Candidate Requirements
Professional Certification: ACA / ACCA (or equivalent).
Experience: 8+ years of post-qualification experience, including Big 4 technical accounting or audit background.
IFRS Expertise: Strong working knowledge of IFRS 15 (revenue), IFRS 9 (financial instruments), and IFRS more broadly.
System & Product Translation: Experience translating a product or system design into accounting treatment and GL structure, not just reviewing after the fact.
Cross-functional Collaboration: Comfortable reading product specs and talking directly to engineers and product managers, not only to finance colleagues.
Preferred Qualifications
Experience in payments, fintech, or banking, ideally with exposure to how transaction/ledger systems are built.
Prior experience designing or restructuring a chart of accounts for a multi-product platform.
Exposure to regulatory reporting requirements tied to product design (CBN, FCA, CBK or equivalent).
Experience working inside or alongside an agile product/engineering team.
About You
You can sit in a product spec review and immediately see where the accounting will break, and say so before launch, not after.
You translate fluently between accountants and engineers without dumbing either side down.
You default to documenting the treatment properly rather than leaving it as tribal knowledge.
You're comfortable owning a chart of accounts as a living system, not a static reference document.
You care as much about the control design as the accounting answer. A technically correct treatment with no control around it isn't good enough.
What Success Looks Like
No product ships without a documented, signed-off accounting treatment and GL mapping.
Chart of accounts stays clean and consistent as new products launch, with no post-hoc reclassification projects.
Product/transaction data reconciles to the GL within agreed tolerances, with breaks resolved at source, not papered over monthly.
Audit findings related to product accounting or control design trend toward zero.
Product and Engineering see Finance as a design partner, not a late-stage blocker.
